Terms of Service

1. Digital Product: By purchasing the Planet Expat Retirement Guide, you are granted a non-exclusive, non-transferable license for personal use only. You may not redistribute, resell, or share this guide.

2. No Professional Advice (Disclaimer): The information provided in this guide is for educational and informational purposes only. It does NOT constitute legal, financial, tax, or immigration advice. You should consult with qualified professionals (lawyers, tax accountants, or licensed immigration agents) before making any decisions based on this content.

3. Refunds: Due to the digital nature of this product, all sales are final. No refunds will be issued once the guide has been downloaded or accessed.

4. Limitation of Liability: Planet Expat and its owners shall not be held liable for any damages or losses resulting from the use of the information in this guide.

5. Governing Law: These terms are governed by the laws of Ontario, Canada.